1) First of all move your car off the road and to stay safe. Then check that everything is OK or not. If you see someone injured, then immediately call an ambulance and/or police on 000.
2) The most important thing you have to do is to try to remain calm. Take deep breaths, and focus carefully on what just happened. You must be able to calm your mind and body enough to deal with the aftermath of the accident. Panicking will only make the situation worse.
3) Make sure you have following things with you to make your life easier when dealing with insurance companies:
a) Photo of your driver's licence
b) Contact information of the person with whom you met an accident like his: mobile or home phone number and preferably an alternate contact number
c) Insurance information: which insurer, type of cover (Comprehensive, Third Party Property, or Compulsory Third Party)
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